Financing F.A.Q.

Finance FAQ

I found an RV I want to finance. What’s next?

The easiest way to get started is by getting prequalified. If you found an RV online at Darren Bideaux RV, click “Get financing” on the RV you chose and fill out the credit application. If you haven’t found an RV yet, you can still complete a credit application on our Finance page to get prequalified at our dealership.

What information do I need to apply for a loan?

When you fill out a credit application online, you’ll need to provide identification information, including your SSN and date of birth; residential information, including your address and whether you rent or own; and employment information, including your monthly income.

How do I find the right lender?

When you partner with Darren Bideaux RV to finance your RV, we access our network of lenders to match you with an option that fits your needs. We use your credit application and interview information to find the right lender. We work with both national and local lenders. If you have a relationship with a credit union, we likely already have a lender agreement in place and can facilitate your loan through them.

Can I get a loan with zero down?

We work with select lenders that offer zero-down loan programs. They require specific credit criteria to qualify, which may include your credit score, the requested loan amount, and your ability to make payments.

What is the process at a dealership once I’m prequalified?

Our goal at Darren Bideaux RV is to help you purchase your dream RV. We review your information, match you with a lender, and work to find a payment that fits your budget. Our Finance Department considers factors that could influence your approval, including your down payment, potential trade-in value, and preferred monthly payment, then uses that information to find a suitable plan.

Why should I get prequalified?

Getting prequalified gives us the best chance to find competitive loan rates for your RV purchase. It also helps us identify ways to improve your position. Our Finance Department will determine how best to apply your situation to purchasing a new RV, and that process starts with getting prequalified.

Have questions about financing?

Call or text: (801) 392-2400